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KNOWLEDGE CENTRE |
- GENERAL CHECKLIST FOR ALL TYPES OF LOANS
- Application Form with basic details as regards the background and profile of the applicant
- KYC Documents Constitution, Various Registrations, Permissions, Approvals,Clearances, etc
- Financial Papers of Last 3 Years of Applicant (Individuals, Company, Firm, Directors/ Partners) along with Audit
- Reports and Income Tax Papers, Asset & Liability Statement of the applicants for their net worth
- Project Profile, CMA Data & other supporting papers for justifying the nature of limits applied for.
- Bank Account Statements for last 1 year including any loan account (existing or closed) for track record
- Existing Loan Sanction Letters, if any
- Primary and Collateral Security details
- HOUSING LOANS CHECKLIST
( List of papers/ documents applicable to all applicants:
- Completed loan application
- 3 Passport size photographs
- Proof of identify (photo copies of Voters ID card/ Passport/ Driving
- license/ IT PAN card)
- Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement.
- FOR GUARANTOR (WHEREVER APPLICABLE):
- Personal Assets and Liabilities Statement
- 2 passport size photographs
- Proof of identification as above
- Proof of residence as above
- Proof of business address as above
- Signature identification from his/her present bankers
Additional documents required for salaried persons :
- Original Salary Certificate from employer
- TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.
Additional documents required for Professionals/self- employed/ other IT assesses:
- Acknowledged copies of three years I.T. returns/ Assessment Orders.
- Photocopies of challans evidencing payment of Advance Income Tax.
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