KNOWLEDGE CENTRE
  • GENERAL CHECKLIST FOR ALL TYPES OF LOANS
    • Application Form with basic details as regards the background and profile of the applicant
    • KYC Documents Constitution, Various Registrations, Permissions, Approvals,Clearances, etc
    • Financial Papers of Last 3 Years of Applicant (Individuals, Company, Firm, Directors/ Partners) along with Audit
    • Reports and Income Tax Papers, Asset & Liability Statement of the applicants for their net worth
    • Project Profile, CMA Data & other supporting papers for justifying the nature of limits applied for.
    • Bank Account Statements for last 1 year including any loan account (existing or closed) for track record
    • Existing Loan Sanction Letters, if any
    • Primary and Collateral Security details
  • HOUSING LOANS CHECKLIST
  • ( List of papers/ documents applicable to all applicants:
    • Completed loan application
    • 3 Passport size photographs
    • Proof of identify (photo copies of Voters ID card/ Passport/ Driving
    • license/ IT PAN card)
    • Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/
    • Property tax receipt/ Passport/ Voters ID card)
    • Proof of business address for non-salaried individuals
    • Statement of Bank Account/ Pass Book for last six months
    • Signature identification from present bankers
    • Personal Assets and Liabilities statement.
  • FOR GUARANTOR (WHEREVER APPLICABLE):
    • Personal Assets and Liabilities Statement
    • 2 passport size photographs
    • Proof of identification as above
    • Proof of residence as above
    • Proof of business address as above
    • Signature identification from his/her present bankers
Additional documents required for salaried persons :
  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.
Additional documents required for Professionals/self- employed/ other IT assesses:
  • Acknowledged copies of three years I.T. returns/ Assessment Orders.
  • Photocopies of challans evidencing payment of Advance Income Tax.
 
 
 
     
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